{"id":30175,"date":"2025-07-31T14:55:00","date_gmt":"2025-07-31T14:55:00","guid":{"rendered":"https:\/\/ldblifestylebenefits.com\/?p=30175"},"modified":"2025-07-31T15:34:40","modified_gmt":"2025-07-31T15:34:40","slug":"pet-insurance","status":"publish","type":"post","link":"https:\/\/ldblifestylebenefits.com\/index.php\/2025\/07\/31\/pet-insurance\/","title":{"rendered":"Pet Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p class=\"postIntro\">Taking your pet to the vet, even for a routine check-up, can be an expensive experience.<\/p>\n<p>The bill tends to increase if your pet needs surgery, prescription medications, or treatment for illness. Enter pet insurance, a benefit offered by many employers because they know how expensive our furry, and some not-so-furry, friends can be.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1753965414166{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column width=&#8221;1\/5&#8243;][vc_single_image image=&#8221;30207&#8243; img_size=&#8221;full&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;4\/5&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h3><strong>What Is Pet Insurance?<\/strong><\/h3>\n<p>Essentially, pet insurance is a policy offered in your benefits plan. It\u2019s a policy that can help cover the costs of your pet\u2019s medical care, from routine checkups to cancer treatments. In most cases, you pay a monthly premium and then submit a claim for any eligible expenses after going to the vet. It\u2019s really that simple! Some plans may need you to hit a deductible before coverage kicks in.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1753965421194{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<h3><strong>What Does It Cover?<\/strong><\/h3>\n<p>Pet insurance covers a wide variety of treatments, procedures, and injuries. Here\u2019s a list of some of the things you could have coverage for:<\/p>\n<ul>\n<li>Broken bones<\/li>\n<li>Foreign object ingestion<\/li>\n<li>Cancer<\/li>\n<li>Hip dysplasia<\/li>\n<li>Ligament tears<\/li>\n<li>Cataracts<\/li>\n<li>Medication<\/li>\n<li>X-rays, blood tests, or MRIs<\/li>\n<li>Emergency exam fees<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1753965428610{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h3><strong>What\u2019s in It for You?<\/strong><\/h3>\n<p>Enrolling in benefits can be overwhelming and adding in an extra cost for your pet may seem like something you can pass up. However, the American Veterinary Association encourages all pet owners to enroll in pet insurance because it can <a href=\"https:\/\/www.avma.org\/resources-tools\/pet-owners\/petcare\/do-you-need-pet-insurance#:~:text=The%20AVMA%20endorses%20the%20concept,veterinarian%2Dclient%2Dpatient%20relationship.\">offset costs<\/a> that will only keep rising due to the field becoming more technologically advanced. Better technology, equipment, facilities, and training required to perform procedures and implement modern medicine are rapidly increasing the costs of anything pet related.<\/p>\n<p>Pet insurance can ease your mind by taking your thoughts off the financial burdens that come with a vet visit. This way, you can focus on your pet\u2019s health instead of what it\u2019s going to cost you. It allows you to choose the best treatment options without the financial constraints, and most of all, protects you financially by covering bills you would normally have to pay in full.<\/p>\n<p>If you\u2019re hesitant about pet insurance, you can always talk with your Benefits Department and can even consult your veterinarian on the best plan option for you and your pet.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;30208&#8243; img_size=&#8221;full&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;] Taking your pet to the vet, even for a routine check-up, can be an expensive experience. The bill tends to increase if your pet needs surgery, prescription medications, or treatment for illness. Enter pet insurance, a benefit offered by many employers because they know how expensive our furry, and some not-so-furry, friends can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":30206,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[508,248],"tags":[],"class_list":["post-30175","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2025-august","category-benefit-spotlight"],"_links":{"self":[{"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/posts\/30175","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/comments?post=30175"}],"version-history":[{"count":6,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/posts\/30175\/revisions"}],"predecessor-version":[{"id":30238,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/posts\/30175\/revisions\/30238"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/media\/30206"}],"wp:attachment":[{"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/media?parent=30175"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/categories?post=30175"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ldblifestylebenefits.com\/index.php\/wp-json\/wp\/v2\/tags?post=30175"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}