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Pet Insurance

2025 August, Benefit Spotlight July 31, 2025

Taking your pet to the vet, even for a routine check-up, can be an expensive experience.

The bill tends to increase if your pet needs surgery, prescription medications, or treatment for illness. Enter pet insurance, a benefit offered by many employers because they know how expensive our furry, and some not-so-furry, friends can be.

What Is Pet Insurance?

Essentially, pet insurance is a policy offered in your benefits plan. It’s a policy that can help cover the costs of your pet’s medical care, from routine checkups to cancer treatments. In most cases, you pay a monthly premium and then submit a claim for any eligible expenses after going to the vet. It’s really that simple! Some plans may need you to hit a deductible before coverage kicks in.

What Does It Cover?

Pet insurance covers a wide variety of treatments, procedures, and injuries. Here’s a list of some of the things you could have coverage for:

  • Broken bones
  • Foreign object ingestion
  • Cancer
  • Hip dysplasia
  • Ligament tears
  • Cataracts
  • Medication
  • X-rays, blood tests, or MRIs
  • Emergency exam fees

What’s in It for You?

Enrolling in benefits can be overwhelming and adding in an extra cost for your pet may seem like something you can pass up. However, the American Veterinary Association encourages all pet owners to enroll in pet insurance because it can offset costs that will only keep rising due to the field becoming more technologically advanced. Better technology, equipment, facilities, and training required to perform procedures and implement modern medicine are rapidly increasing the costs of anything pet related.

Pet insurance can ease your mind by taking your thoughts off the financial burdens that come with a vet visit. This way, you can focus on your pet’s health instead of what it’s going to cost you. It allows you to choose the best treatment options without the financial constraints, and most of all, protects you financially by covering bills you would normally have to pay in full.

If you’re hesitant about pet insurance, you can always talk with your Benefits Department and can even consult your veterinarian on the best plan option for you and your pet.

Smart Bites for School

2025 August, Lifestyle and Wellness July 31, 2025

Back to school means back to packing lunches for the kids.

Ensuring you are packing their lunchboxes with nutritious, healthy foods is important because the foods we consume, no matter how old we are, play a large role in our physical and cognitive health.

According to the CDC, healthy eating helps prevent the development of various health conditions such as type 2 diabetes, high blood pressure, heart disease, and iron deficiency, among others. Not only does healthy eating benefit our bodies, but it also boosts energy levels and improves concentration.

Tips for Packing a Healthy Lunchbox

  1. Make sure to include all the major food groups in your child’s lunch. This includes vegetables, grains, fruits, and proteins. According to MyPlate, a balanced meal should consist of about half a plate of fruits and/or vegetables, about a quarter of the plate with whole grains, and the remaining quarter with protein, along with a side of dairy, like a glass of milk or a cup of yogurt. Go to gov to learn more about portion sizes for each food group. Including the correct portion in your child’s lunch will not only give them a balanced meal, but will also, over time, form a habit of eating these foods as opposed to junk foods that have no positive health impacts.
  2. Make packing school lunches fun by including your child in the process. Allow them to choose between different options, such as raspberries or bananas, chicken or turkey, or cucumbers or carrots. Giving them a choice will make them more inclined to eat the food in their lunch. To go a step further, ask them to help you cut vegetables, peel fruits, or pack silverware to give them some hands-on experience.

Easy, Healthy Lunch Ideas

  • Turkey and Cheese Roll-Ups
    Ingredients: turkey, cheese slices.
    Instructions: Roll turkey slices around cheese slices.
  • Rotisserie Chicken Pasta Salad
    Ingredients: rotisserie chicken, whole grain pasta, cherry tomatoes, cucumbers, olives, feta cheese, Italian dressing.
    Instructions: Cook pasta and let it cool. Shred rotisserie chicken. Mix cherry tomatoes, cucumbers, olives, feta, and chicken with the pasta. Toss with Italian dressing.
  • Egg Salad Sandwich
    Ingredients: hard-boiled eggs, mayonnaise, mustard, whole grain bread, lettuce.
    Instructions: Mash eggs with mayonnaise and mustard, spread on bread, add lettuce.
  • Mini Pita Pockets
    Ingredients: mini whole wheat pitas, gyro meat, hummus, shredded carrots, cucumber slices, cherry tomatoes.
    Instructions: Fill pita pockets with gyro meat, hummus, and veggies.
  • Banana and Nut Butter Sandwich
    Ingredients: whole grain bread, banana slices, nut butter (peanut, almond, etc.).
    Instructions: Spread nut butter on bread, add banana slices, top with another slice of bread.

According to the CDC, empty calories from added sugars and solid fats contribute to 40% of daily calories for children and adolescents ages 2 to 18 years. Approximately half of these empty calories come from six sources:

  1. Soda
  2. Fruit drinks
  3. Dairy desserts
  4. Grain desserts
  5. Pizza
  6. Whole milk

Go-To Snack Ideas

  • Apple slices with nut butter of choice
  • Carrot sticks with ranch dip
  • Homemade trail mix (nuts, dried fruit, dark chocolate chips)
  • Cheese cubes and whole grain crackers
  • Sliced bell peppers with hummus or guacamole

Start Strong This School Year

Your child’s health is crucial to their overall physical and cognitive performance. Use these recipes to make back-to-school lunches fun, delicious, and to start them off on the right foot this school year.

Clean Kitchen, Safe Eating

2025 August, Lifestyle and Wellness July 31, 2025

What Is Food Safety?

Ever heard of the saying “a clean kitchen is a happy kitchen”? Well, it’s true, in more ways than one. Keeping your kitchen clean not only contributes to a positive cooking experience, but also a safe one.

Common Practices

The most common food safety practices are ones you’ve probably heard your whole life. Wash your hands and produce, keep meat away from other foods, cook or use foods before their expiration dates, and store your food properly after cooking. Here’s a breakdown of the most important safety precautions to take when in the kitchen.

Clean: Wash your hands, surfaces, and utensils thoroughly before and after cooking to keep your space clean and to avoid spreading bacteria and germs.

Separate: Keep raw meat, poultry, seafood, and eggs away from all other foods to avoid cross-contamination and spread of foodborne illness.

Cook: Ensure you are cooking all foods to the correct internal temperatures to kill all bacteria present. Here are the correct internal temperatures for some common meal items, according to FoodSafety.gov:

  • Chicken, turkey, and other poultry: 165°F (74°C)
  • Casseroles, meat, and meatless: 165°F (74°C)
  • Beef, bison, goat, and lamb (ground meat and sausage): 160°F (71°C)
  • Leftovers (any type): 165°F (74°C)
  • Pork (ground meat and sausage): 160°F (71°C)
  • Seafood (fish such as salmon, tilapia, tuna, bass, cod, trout, etc.): 145°F (63°C)

Chill: Refrigerate or freeze food promptly — or after cooling — to prevent harmful bacteria growth.

According to the World Health Organization, $110 billion is lost every year in productivity and medical expenses resulting from unsafe food in low- and middle-income countries.

Foodborne Illness

According to the CDC, about 48 million people get sick, 128,000 are hospitalized, and 3,000 die from foodborne illnesses each year in the United States. Some of the most common bacteria that cause food poisoning are Salmonella, E. coli, Listeria, Campylobacter, and Clostridium perfringens. While they can contaminate a wide variety of foods, these bacteria are most often found in:

  • Meat
  • Poultry
  • Seafood
  • Dairy
  • Vegetables

Common symptoms of food poisoning caused by foodborne illnesses include stomach pain, nausea, vomiting, fever, and diarrhea. They usually start hours after ingesting certain germs, and in most cases, symptoms go away on their own; however, if symptoms persist or worsen, it’s important to seek medical help immediately. Bloody stool, fever over 102°F, having difficulty keeping liquids down, or signs of dehydration are all signs you should see a doctor.

Tips for Safe Food Handling

  1. Shopping: Choose fresh, properly stored foods and be thorough when checking expiration dates.
  2. Storing: Store foods at the correct temperatures and ensure you are using airtight, sealed containers to prevent bacteria from growing.
  3. Preparing: Use separate cutting boards for raw meats and other foods to prevent cross-contamination.
  4. Cooking: Invest in a good food thermometer so you know your foods are at the correct internal temperatures and cooked properly. Don’t leave your health in the hands of guessing.

Keeping your kitchen and everything in it — utensils, cutting boards, produce, and surfaces — clean should be your utmost priority when making a meal. Whether you are starting from scratch and making a homemade casserole or simply chopping a vegetable, taking safe steps can save you from foodborne illnesses, food poisoning, and will help keep you healthy in the long run.

If you are ever questioning what an internal temperature needs to be or how long it is safe to consume certain leftovers, utilizing reputable sources on the internet is a good place to start. Spending a little time doing your own research can save you from the hassle of sickness and can protect your health.

Migraine or Headache?

2025 August, Lifestyle and Wellness July 31, 2025

Headaches and migraines impact more people than you probably think.

In fact, according to the Brisbane Headache and Migraine Clinic, headaches and migraines are the third most common disease in the world, affecting about 1 in every 7 people. While they seem similar on the surface, they differ vastly in severity, symptoms, and how long they last.

What Is a Headache?

The average headache causes a pain in the head or face, described as a constant throbbing. The most common type of headache is a tension headache, caused by stress and tight muscles; however, there’s also a more severe type called a cluster headache. Cluster headaches — also coined as “suicide headaches” because of their intensity — are headaches that occur in patterns with frequent attacks and then periods of remission.

According to Johns Hopkins Medicine, the following are some of the differences between tension and cluster headaches.

Tension Headache

  • Slow onset
  • Pain on both sides of the head
  • Pain is dull — mild to moderate — not severe
  • Pain may involve the back part of the head or neck, pressing or tightening on both sides of the head, sensitivity to light and noise, scalp tenderness
  • Can last hours to days
  • Caused by stress, poor posture, dehydration, lack of sleep, straining of the eyes

Cluster Headache

  • Quick onset
  • Pain on one side of the head, usually behind one of the eyes
  • Pain is a severe, sharp stabbing in the head
  • Swelling of eyelid and/or forehead, droopy eyelid and/or small pupil, runny nose and/or congestion
  • Attacks occur in clusters, can last minutes to hours
  • Triggered by alcohol, specific time of day, circadian rhythm disruption — exact cause unknown

What Is a Migraine?

While headaches cause physical pain, migraines are a different beast. As a neurological condition, nausea, vomiting, lightheadedness, sensitivity to light, and other visual symptoms occur with migraines. Migraines also have four distinct phases; however, not everyone experiences every phase.

Phases of the Migraine:

  • Prodrome – early warning signs such as mood or behavior changes, may be hours or even days before the headache
  • Aura – sensory disturbances such as vision changes, muscle weakness, changes in speech, and hallucinations
  • Headache – main phase with severe headache; sensitivity to light and motion are common as well as depression, anxiety, and fatigue
  • Resolution – aftereffects of a migraine such as irritability, fatigue, and trouble concentrating; pain subsides

In the Resolution phase of a migraine, some people will feel relieved and others, unfortunately, will feel the physical and mental repercussions of the migraine. According to the American Migraine Foundation, the World Health Organization has labeled migraine as one of the 10 most debilitating medical illnesses on Earth; for more than 90% of those affected, migraine interferes with education, career, and social activities.

According to the American Migraine Foundation, more than 36 million Americans suffer from migraine, but only one of every 3 patients talk with their doctor about their headaches.

Key Differences

To know how to treat a headache, you must be able to figure out if it’s a headache or a migraine first, as each one has different treatment methods. The key differences between headaches and migraines are:

  • Pain: headaches cause a constant throbbing and dull ache; migraines are accompanied by severe pounding or intense pressure
  • Location: headaches occur on both sides of the head; migraines zero in on one side
  • Duration: headaches can last from minutes to hours; migraines can last hours to days
  • Symptoms: migraines cause nausea, vomiting, sensitivity to light and sound; headaches induce physical pain and tenderness around the head and neck area

Treatment

Depending on the type of headache, there are several options for treatment. For a tension headache, the use of over-the-counter pain relievers like ibuprofen (Advil), aspirin, and Excedrin Migraine is encouraged. Lifestyle changes, like drinking more water, getting adequate exercise, eating nutritious foods, and getting enough sleep are also beneficial. Making these small changes will help to combat — and hopefully lessen the amount of — tension headaches. According to Mayo Clinic, it is also important to ease muscle tension with a heat compress so the muscles can relax, since tense muscles can trigger a tension headache to start.

On the other hand, cluster headaches — much more severe than a tension headache — require medical attention. According to MedlinePlus, the only way to treat these headaches is with steroids, medication injections, 100% pure oxygen, or preventive medications, hence, the only way to access these treatments is by going to the doctor.

Treatment for migraine includes medication, lifestyle changes, and rest. Migraines are a chronic illness, but they are treatable. One of the most important parts of migraine management is migraine prevention, which can be done through taking medication every day to prevent an attack, whether you experience one a year or one a week. Some preventive medications include beta blockers like propranolol (Inderal) and anti-depressants like amitriptyline and venlafaxine (Effexor).

Medications that help during the migraine attack include over-the-counter medicine like ibuprofen (Advil) and aspirin, but when taken over a long period, they may cause medication-overuse headaches and/or stomach bleeding. Stronger prescription medications like triptans (sumatriptan (Imitrex) and rizatriptan (Maxalt)) can relieve many symptoms caused by a migraine because they block the pain pathways that go to the brain.

Moral of the Story:

If you experience severe, sudden headaches that happen frequently and affect your day-to-day life, seek medical help. According to the World Health Organization, on a global scale, headaches affected about 40% of the population, or 3.1 billion people, in 2021. Headaches are a common and painful body experience; nearly everyone gets them occasionally for various reasons. Stress, poor nutrition, and exercise are some of the biggest risk factors but also the most controllable ones.

Focus on getting your health right, so you can get your head right.

Give, Save, Spend: How to Adopt Healthy Financial Habits

2025 May, Benefit Spotlight April 23, 2025

Going off to work to pay for yesterday rather than tomorrow has become the norm for most Americans. The average debt reported in 2023 for each American was $103,215, with housing debt making the top of the list.

Credit card companies have increased the ability to get what you want now with an instant swipe or Apple Pay, and you can worry about it later. However, it is still possible to cut down debt and adopt healthy financial habits that can help you invest for you and your family’s future.

Saving for the Future

Investing your money for tomorrow’s unknown circumstances is important. Not only should you save for the unknown but for things you may want to do such as buy a house or car, retirement, college expenses, and vacations. It can be difficult to determine how much to save each month when expenses can consume most of your earnings, but starting small is best. As budgeting becomes more manageable, you will find that you can save more. Here are some more tips you can put in practice:

  • Start with what you can – If you can only save $10 a month, start there. As time progresses, pick up the value each month. Don’t beat yourself up if you must skip saving for a month or two.
  • Save unexpected money – There are times we receive birthday money, a bonus check at work, a nice tax refund, or sold some items for cash. These can be used to save extra as they don’t impact your monthly budget.
  • Automate savings – Whenever you receive pay from your job, you can set a portion automatically to your savings. This is helpful because you won’t need to set a reminder and will not feel tempted to take from your savings.
  • Audit your budget – As you create your budget, it’s best to perform an audit to see what expenses can be removed or reduce. Instead of going out to eat several times a week, limit that to two or three a month. Try at-home fitness or a run around the block instead of a monthly gym membership. Create small pockets of savings for large purchases like clothes, shoes, mini vacations, and tech gadgets.

Spending Wisely

If you can’t afford it today, it’s not worth purchasing. One of the best ways to avoid overspending or spending within your means is by creating a budget. A monthly budget will allow you to look over your income, focus on tackling your expenses, and seeing if you have room to enjoy. There are some ideas to consider when starting out on creating a budget or new habits you may want to incorporate:

Track your spending – Write down everything you spend your money on. Whether it’s on an app, spreadsheet, or pen and paper, tracking your money will help you know where it’s going.

Remove unnecessary expenses – There are some subscriptions or services that you might be paying for but no longer use. It’s time to cancel and reallocate that money.

Switch phone plan – Instead of having the latest phone or upgraded phone plan, switching them for cheaper can help you save money.

Refinance car or mortgage – You can save extra money by finding a better rate on your mortgage or car loan.

Pay off debt early – Before adding extra funds into your savings, see if you can try allocating more money towards credit cards, student loans, and other debt so that you can pay them off early.

50/30/20 rule – If you need help creating a budget, try sticking to the 50/30/20 rule for managing your income: 50% for essentials, 30% for extras, and 20% for savings and debt.

Why Giving Is Important?

Thinking about and managing money leaves many people feeling stressful. It falls within the top five reasons for divorce in the United States. You might be surprised but giving some of your money to charitable organizations after budgeting can help increase happiness and have long-lasting effects on your overall well-being. In a 2018 study, psychologists discovered that when people give often, their joy last longer. The opposite was also true. Those in the experiment who gave less experienced a decline in happiness over time.

Whether you decide to give for a personal connection to a cause that matters to you, for community support and projects, or for increased of happiness, your charitable giving will go beyond kindness and will help you feel less inclined to overspend.

Source:

https://www.merceradvisors.com/insights/personal-finance/the-benefits-of-charitable-giving/

https://www.usatoday.com/money/blueprint/debt/average-american-debt-statistics/

https://journals.sagepub.com/doi/abs/10.1177/0956797618814145?journalCode=pssa

https://www.forbes.com/advisor/banking/savings/why-is-it-important-to-save-

https://www.creditkarma.com/money/i/saving-money

The Dangers of Having Too Much Estrogen

2025 May, Lifestyle and Wellness April 23, 2025

Estrogen is a sex hormone and is usually found in higher concentration in women than in men. It helps maintain sexual and reproductive health and fluctuates throughout puberty, ovulation, pregnancy, and menopause.

Having a balanced amount of estrogen is needed for the body as it regulates not only reproductive organs but also the skeletal, cardiovascular, and central nervous system. However, too much or even too little can cause serious health problems that may require the attention of a health professional.

What Causes High Levels of Estrogen?

There are many factors that can contribute to high estrogen levels. However, there are non-natural factors that can increase the levels of estrogen in any stage.

  • Medications – Birth control pills and other oral contraceptives can increase estrogen levels.
  • Fat tissue – Body fat secretes estrogen, and the more weight added, the higher the estrogen dominance.
  • Stress – When the body is stressed, it produces cortisol. High amounts of cortisol reduce the progesterone hormone, making estrogen work overtime.
  • Alcohol – Too much alcohol prohibits the breakdown of estrogen, leading it to increase.
  • Processed foods – Red meats, sugar, refined grains, and other types of processed ingredients all increase estrogen levels if consumed often.
  • Chemicals that mimic estrogen – Also known as synthetic xenoestrogens, are endocrine-disrupting chemicals that affects hormone function. They are found in many everyday items like plastics, personal skincare products, pesticides, and preservatives. These chemicals affect estrogen metabolism and increase it.

The Health Risk of Estrogen Dominance

There are many health risks associated with high estrogen levels. Some of the most common ones include breast and ovarian cancer, non-tumorous fibroids, endometriosis, infertility, and premenstrual syndrome. Although estrogen doesn’t cause these health conditions, it can amplify the risk or worsen symptoms.

Having a balanced amount of estrogen is needed for the body as it regulates not only reproductive organs but also the skeletal, cardiovascular, and central nervous system.

How Can I Reduce Estrogen?

It’s best to receive testing from a health professional to get an accurate analysis of the levels of estrogen that are present in your body. But there are lifestyle changes and practices you can adopt to keep your estrogen levels balanced.

  • Decrease body fat – Exercising and changing your diet can help decrease body fat and decrease the levels of estrogen in the body.
  • Eat healthy – Limiting processed foods and eating more of a high fiber planet-based diet can decrease estrogen. A study found that women who switched to a high fiber, plant-based mediterranean diet experienced a 40% decrease in estrogen compared to women who did not.
  • Reduce stress – Reducing stress will help keep estrogen levels balanced. Try yoga, journaling, going for a walk, or a new hobby to reduce stress.
  • Limit alcohol – Limiting or removing the intake of alcohol will allow your body to remove excess estrogen.
  • Avoid xenoestrogens – Avoiding synthetic xenoestrogens is nearly impossible, especially in the United States. However, you can limit your exposure by replacing plastic containers with glass, using organic skincare, and cleaning products, and choosing all-natural organic foods that do not contain pesticides or other harmful preservatives.

Estrogen plays an important role by regulating a woman’s reproductive years before, during, and after. Keeping this hormone well-balanced is crucial for the best quality of life.

Source:

https://my.clevelandclinic.org/health/body/22353-estrogen

https://my.clevelandclinic.org/health/diseases/22363-high-estrogen

https://www.healthline.com/nutrition/foods-to-lower-estrogen

https://pubmed.ncbi.nlm.nih.gov/17474873/

https://www.rupahealth.com/post/what-are-xenoestrogens-and-how-you-can-avoid-them

Ways to Overcome Weight Gain

2025 May, Lifestyle and Wellness April 23, 2025

There are countless weight loss drugs, exercise programs, books, and methodologies that many have tried but still can’t seem to shed the pounds they want.

Some have given up and gone back to bad eating habits, regaining the few pounds they’ve lost. If you are struggling to lose weight, you’re not alone. About 45% of people globally reported trying to lose weight. Losing weight is about a change in mindset along with the food and physical activities incorporated daily. A lack of change in mindset can lead to regaining weight overtime despite the change in diet and exercise.

Common Mistakes When Trying to Lose Weight

When starting out on a new weight loss journey, there are many common mistakes that can be made and can stall progress or be a setback. Some of those mistakes are:

  • Eating too many or few calories – It’s best to consume less calories than you burn, but eating less than 1,200 calories a day may cause overeating as hunger sets in.
  • Shopping for processed diet foods – Diet foods that are advertised on television and seen in grocery stores contain hidden additives that could increase weight gain or cause excessive hunger. Eating single-ingredient whole foods is ideal.
  • Not eating enough fiber – Intaking enough fiber helps with digestion and will leave you feeling full longer.
  • Eating when not hungry – Eating when not hungry or snacking throughout the day slows the metabolism and can lead to increase in calorie intake.
  • Having unrealistic expectations – Trying to lose 10 pounds a week is unrealistic and will lead you feeling defeated if not met. Aim for realistic goals, like shedding 1 to 2 pounds a week.

About 45% of people globally reported trying to lose weight.

How to Build Resilience

As mentioned before, losing weight is about a change in mindset. Having a positive and determined mindset can help you achieve weight loss goals along with emotional resilience that will assist in tackling stress, setbacks, and challenges. Here are some strategies you can use to foster a strong mindset about your weight loss goals:

  • Set a goal – Set a realistic, measurable goal that aligns with a long-term vision. Break the goal into manageable tactics that will make it easier to meet.
  • Journal your actions – Writing down your diet plan and exercise routines can help you stay on track. Including your thoughts and emotions will allow you to be self-aware of your strategies.
  • Learn from setbacks – Reflecting on what went wrong or what isn’t working will help mitigate discouragement and increase resilience.
  • Incorporate positive affirmations – Another way to block discouragement is by motivating yourself through positive self-talk and thinking.

Losing weight isn’t easy and usually requires a lot of patience and endurance. However, once you build resilience through a strong mindset and avoid common mistakes, the results will begin to show and will be long-lasting.

Source:

https://www.mayoclinic.org/healthy-lifestyle/weight-loss/in-depth/weight-loss-plateau/art-20044615

https://www.healthline.com/nutrition/weight-loss-mistakes#TOC_TITLE_HDR_3

https://www.ipsos.com/en/global-weight-and-actions

https://www.ncbi.nlm.nih.gov/books/NBK221839/#:~:text=In%20two%20studies%2C%20only%2030,see%20Table%204%2D2).

https://vitalitymwc.org/the-power-of-emotional-resilience-in-sustaining-weight-loss/ 

Sodium’s Role in Hydration

2025 May, Lifestyle and Wellness April 23, 2025

Most people know that too much sodium is not good for your health and could cause high blood pressure, heart disease, and stroke.

Due to this, some people have opted out of taking in sodium in their diet. However, sodium isn’t all bad. Sodium is a metal that is usually referred to as salt. What most Americans consume is sodium chloride, also known as dietary salt, to add flavor to foods. Our bodies need sodium to function properly and keep us hydrated, but too much can be a health hazard.

How Does Sodium Hydrate the Body?

Sodium helps with cellular hydration by maintaining a balance of fluids in cells. Since the cells are being transported throughout the body, sodium helps them stay alive and maneuver. The body also holds water when sodium is present, which keeps the body hydrated and prevents frequent urination and water consumption. The human body requires about 500 milligrams of sodium a day to assist with its vital functions.

How Much Sodium Is Safe?

According to the CDC, most Americans consume more than 3,400 milligrams of sodium per day. The recommended amount is 2,300 milligrams. Food packages in most grocery stores and menu options at restaurants contain high levels of sodium that many overlook. The consequences of consuming too much sodium can lead to not only dehydration but also an overworking of blood vessels that can lead to numerous types of heart diseases and complications.

When there is a low amount of sodium in the body, dehydration can also set in. This can be caused by diarrhea, vomiting, fever, and certain medications. When this type of dehydration sets in, you will not experience thirst but sluggishness and confusion. Without increasing the appropriate amount of sodium needed, the results can lead to coma or death.

According to the FDA, the recommended daily value for sodium is less than 2,300 milligrams (mg) per day.

Here are some ways you can receive a well-balanced sodium intake and reap the benefits of hydration:

  • Read nutritional labels for every item you purchase at the grocery store.
  • Cook more meals at home to monitor the amount of sodium in each dish.
  • Create your own sauces and dressings rather than buying brand names at the store.
  • Eat more fruits and vegetables as they contain enough sodium necessary.
  • After exercising, eat an apple with plain water or a zero-sugar electrolyte powder.
  • When eating at restaurants, look for food options with the least amount of sodium.

Consuming the right amount of sodium per day paired with about 3 liters of water will keep you well hydrated and your cells functioning at their best.

Source:

https://www.fda.gov/food/nutrition-education-resources-materials/sodium-your-diet

https://www.webmd.com/vitamins/ai/ingredientmono-1535/sodium

https://www.cdc.gov/salt/sodium-potassium-health/index.html

https://nutritionsource.hsph.harvard.edu/salt-and-sodium/

https://www.webmd.com/a-to-z-guides/difference-between-hypernatremia-hyponatremia

Recognizing Domestic Abuse

2021 December, Lifestyle and Wellness March 18, 2025

Abuse can be difficult to spot, and often those suffering may not be able to see it, or may not want to admit it. Domestic abuse or violence refers to abuse, whether physical, sexual, or emotional, from someone in your life. Often this abuse goes unreported due to fear or wanting to protect the abuser.

Sign of domestic abuse from a partner include:

  • Verbal abuse such as insulting, demeaning, or shaming you
  • Extreme jealousy
  • Preventing or discouraging you from spending time with family or friends
  • Intimidation or threats
  • Any physical violence or destruction of belongings

If you’re worried that a friend, coworker, or family member might be in a harmful situation, your first instinct might be to intervene directly. However, that can cause more harm than good. Rather, consider these steps:

  • Ask them in a private setting if they are safe
  • Provide resources such as The National Domestic Violence Hotline*
  • Offer to drive them to a local shelter
  • Help them file for a restraining order
  • Call the police if you suspect someone is in immediate danger of being harmed

If you suspect a friend, coworker, or family member of being an abuser, hold them accountable. Help them find treatment, but let them know there are no excuses for abuse.

*A list of additional resources: 

The National Domestic Violence Hotline: Available by phone, chat, or text at any time. 

A list of local resources organized by state and territory. 

The Department of Justice Domestic Violence homepage. 

Information on Protecting Yourself and Your Children from Domestic Violence. 

Content by Lockton Dunning Benefits with info from https://www.thehotline.org/get-help/

Healthcare Transparency

2025 January, Benefit Spotlight December 23, 2024

Healthcare costs in the United States have long been a source of frustration for patients, with many unaware of the price of medical services until they receive a bill. This lack of transparency can lead to unexpected financial burdens, making it difficult for patients to make informed decisions about their care.

In recent years, there has been a growing push for cost transparency, driven by both consumers and policymakers. The goal is to give patients access to clear and accurate pricing information before they receive services, allowing them to compare costs and make choices that align with their budgets.

Several initiatives have emerged to promote transparency, such as the Affordable Care Act’s requirement for hospitals to publish standard pricing data, and new tools that allow consumers to estimate their out-of-pocket costs based on their insurance plans. These efforts aim to reduce the surprise medical bills that often result from unforeseen treatments or out-of-network charges.

Cost transparency can empower patients to take control of their healthcare spending, improve competition among providers, and ultimately drive down prices. As the demand for transparency grows, it could reshape the way we think about and interact with healthcare, fostering a more patient-centered and cost-efficient system.

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